Facing foreclosure? You have options. Learn how to stop the auction and save your credit.
1. Reinstate the Loan
Pay the full amount you owe plus fees. This stops foreclosure immediately but requires a large lump sum.
2. Loan Modification
Negotiate with your bank to change the terms. This takes time and is often denied.
3. Short Sale
Sell the house for less than you owe. The bank must agree, and it damages your credit.
4. Deed in Lieu
Voluntarily give the house back to the bank. You lose all equity and damage your credit.
5. Sell for Cash
Sell the house to us before the auction. Pay off the loan, keep the remaining equity, and walk away with your credit intact.
Take Action Early
Waiting until the auction notice arrives limits your choices. Working with a cash buyer in pre-foreclosure preserves your credit and allows you to exit with equity rather than losing everything at the courthouse.
We Buy Under Tight Deadlines
Our team specializes in urgent sales. Even if your auction date is just weeks away, we can coordinate with your lender and title company to close before the sale—often in as few as 7 days.